The Missouri Insurance Data Security Act and AI: The Briefing for Agencies
What the new Act requires, the four-business-day reporting clock, the deadlines ahead, and why an AI vendor can put your agency on that clock.
Who it is for: Missouri independent insurance agencies and title companies
Missouri's Insurance Data Security Act took effect January 1, 2026, and an AI tool that holds client applications or claims can become the source of a cybersecurity event your agency has to report in four business days. This free briefing explains who the Act covers, the reporting rules, the 2027 and 2028 program deadlines, and how an on-premise system keeps client files inside your office.
Sections
- What the Act is and who it covers (8 min)
- The four-business-day clock (9 min)
- Where AI fits: your vendor's breach is your report (8 min)
- The deadlines ahead and the on-premise route (8 min)
Want this set up in your office? Oriam AI installs private AI servers that keep client files in your building.